This is another intimate private blog post to my non-existent blog readers.
I blogged in the past about how my "sleeping" problems have affected my life.
Now let's talk about how you can feel like your life is spiraling out of control when you should be taking a break.
I used the word "feel" because the things I lacked control, I really have no control over. I cannot control the actions of others yet their actions will affect me.
When you are feeling unwell, when you are down in the dumps, the last thing you want to deal with is other people telling you have done something wrong and may be subject to penalty payment. If you are in agreement, you would have no problem with that; however, if you are in disagreement, it adds to your frustrations. When I notice something I disagree with and it's about me, I would say something at the first opportunity which I did. I am still waiting for an answer. Best case scenario, an apology from the person who made an error. Worse case scenario, let me know what you want so I can wrap it up. I just hate the feeling of being misunderstood and having untidy loose ends.
Anyhow, it is sad that we have powerful communication devices yet we have poor communication skills.
I am now wary of predators in this world. They exist. You are deemed vulnerable when you are a child, elderly or mentally incapable. The last category is the gray area. For example, you could be temporarily mentally incapable when you just lost your job, when you just lost somebody, when you just been diagnosed with a "deadly" disease.
If you were a predator, those vulnerable population will be your target. I believe I have been targeted when I was unemployed. I started showing up at places where someone who is unemployed might show up. After that, I started receiving scam calls and emails. For example, I received voicemail messages from people claiming to be Canada Revenue Agency. These people were poor at their scam because they were rude and said things like "you are in big trouble". I also received emails from CRA. I was in shocked and wondered if this was some internal sick test set up by the government to see if I was a law abiding citizen and if I know how to protect myself. I forwarded this kind of communication onwards and did not reply to it. These scammers never contacted me again. The people I forwarded this information to never acknowledge receipt of the information I forwarded so I don't know if anyone did anything or even looked into it. I was scared and sad and nobody spoke to me.
There I was, scared and alone. Jobless, with my modest rainy days savings and someone wants to take a bite from it.
Anyhow, the scammer may be gone but now the official letter is saying I over contributed into my TFSA. This is a statement I cannot agree with whatsoever. I have no clue how they came up with their numbers, and I made inquiry and they never replied.
I also suspected that people broke into my house and took my cheque books away which means there may be blank cheques floating around. I reported this to my bank. It is very upsetting that the cheque books disappeared because that was my record of information. To make matter worse, my bank decided to change their system and charge you for each time you try to look at a past statement online. It just doesn't make sense. A while back, all banks were pushing green and telling you to sign up for e-statements. Now, they are telling you they are going to charge you each time you try to retrieve a past statement. This would have been a non-issue for the TFSA if my cheque books did not magically disappear from my room. That's why this has been bothering me. I am also scared that people are going to start calling me a liar and say I made all these up and that things did not magically disappear from my room.
I was so flustered that I even lost my banking card at one point and had to go through the process of getting a new one. I knew I misplaced it so I eventually found it. I reported it lost immediately because I just wanted to. I almost wish I didn't report it lost.
The difference between you misplacing something and someone taking something out of your house is entirely different. One you can find pretty quickly while another you cannot find.
I am hoping for an apology. There are other things that bothers me but that's more private than my dealings with scammers and the tax man. I think both groups are leaving me alone because I am a small fly anyways. Even if I pay, they gets peanuts. Like I said, I didn't over contribute. I check every single year for the stupid limit why would I over contribute.
